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Easy Pre-Approval Process and Checklist Prior To Purchasing Your Home

Download Pre-Approval Checklist in PDF Format Here

Our In-House Direct Lender, ENCORE LENDING SOURCE provides our clientele with many advantageous programs that can help our clients looking to buy their first home, invest in real estate, small business owners, people with damaged credit, foreign nationals looking to purchase real estate in the US, FHA, VA, and of course conventional buyers.  We can also assist seniors with reverse mortgages to provide stable income each month for retirees.

We have programs that help every real estate scenario.  Give us a call and see how we can make your next home purchase a reality sooner.

An Encore Lending Source mortgage professional can be contact directly by calling (714)500-3010 or e-mailing our senior mortgage broker at donald@encorels.com

Frequently Asked Questions

Why is it important to be pre-approved by a lender prior to searching for a home?

It's vital to have a pre-approval from a reputable lender in order to establish a streamlined home purchase.  Sellers definitely favor pre-approved Buyers which builds Seller confidence and allows the Buyer to establish strong credibility when submitting a purchase offer.  Pre-approval also gives the Buyer a structured budget to work with and then search for homes within their approved borrowing amount.  

How long does the Pre-Approval Process take?

Once we receive all the necessary documents, it can take as little as a couple hours.  Remember we do everything in house.

What documentation and information do I need in order to be Pre-Approved?

All documents needed for a Pre-Approval is included in our checklist.

Is my personal information safe?

We are compliant and exceed all safe guards and security measures set forth by government agencies.  All our computer and networks utilize secured communication, encryption, and firewalls to protect all sensitive data.